terms and services
TERMS AND CONDITIONS
Quantum Age Capital LLC-FZ
Last updated: 24 September 2026
These Terms and Conditions (“Terms”) govern all offers, agreements, memberships, subscriptions, digital products, programmes, coaching services, community access and other services provided by Quantum Age Capital LLC-FZ.
By purchasing, accessing or using any Service provided by Quantum Age Capital LLC-FZ, the Participant acknowledges that they have read, understood and agreed to these Terms.
Article 1 – Definitions
1.1 Quantum Age Capital
“Quantum Age Capital” means Quantum Age Capital LLC-FZ, a company established in Dubai, United Arab Emirates, operating a private community and providing educational, informational, coaching, networking and related services for entrepreneurs, investors and other persons interested in entrepreneurship.
Company details:
Quantum Age Capital LLC-FZ
Meydan Grandstand, 6th Floor
Meydan Road, Nad Al Sheba
Dubai, United Arab Emirates
License No.: 2645126.01
Email: info@quantumagecapitalfz.com
1.2 Website
“Website” means the website operated by or on behalf of Quantum Age Capital, including:
and any associated webpages, landing pages, portals or online environments.
1.3 Participant
“Participant” means any natural person or legal entity that enters into an Agreement with Quantum Age Capital, purchases or uses a Service, accesses the Community or otherwise makes use of the products or services of Quantum Age Capital.
Where these Terms distinguish between Consumers and Business Participants, the relevant specific provisions shall apply.
1.4 Consumer
“Consumer” means a natural person acting for purposes which are wholly or mainly outside that person's trade, business, craft or profession.
1.5 Business Participant
“Business Participant” means any Participant acting in the course of a trade, business, profession or commercial activity.
1.6 Community
“Community” means any private online or offline environment operated, facilitated or made available by Quantum Age Capital, including Discord servers or channels, private groups, online platforms, webinars, live sessions, group calls, events, meetings and other communication channels.
1.7 Services
“Services” means all products and services offered by Quantum Age Capital, including but not limited to:
Community access;
memberships;
subscriptions;
coaching;
mentoring;
webinars;
live sessions;
group discussions;
networking activities;
market insights;
analyses;
documentation;
educational materials;
digital products;
courses;
events; and
any other related services.
1.8 Coaching
“Coaching” means any form of general guidance, mentoring, knowledge sharing, feedback, educational support, strategy discussion or one-to-one session offered by Quantum Age Capital.
1.9 Agreement
“Agreement” means any agreement between Quantum Age Capital and a Participant concerning the provision of Services, including these Terms and any applicable order form, checkout terms, programme description or written individual agreement.
1.10 Content
“Content” means all information, materials, videos, recordings, webinars, presentations, analyses, strategies, documents, templates, posts, messages, educational materials, community materials and other content made available by or on behalf of Quantum Age Capital.
Article 2 – Applicability and Formation of the Agreement
2.1
These Terms apply to all offers, quotations, Agreements, digital products, Community memberships, coaching programmes, subscriptions and other Services provided by Quantum Age Capital.
2.2
These Terms apply irrespective of the manner in which an Agreement is entered into, including through the Website, email, electronic checkout, payment link, messaging application, telephone, video call or other electronic means.
2.3
Any deviation from these Terms shall only be valid if expressly agreed in writing by Quantum Age Capital and the Participant.
2.4
Any general or other terms and conditions used by a Participant are expressly rejected and shall not apply unless Quantum Age Capital expressly agrees otherwise in writing.
2.5
An Agreement is concluded when:
a. the Participant accepts an offer from Quantum Age Capital;
b. the Participant completes a purchase or registration;
c. Quantum Age Capital confirms the Participant's registration or order;
d. the Participant makes full or partial payment; or
e. Quantum Age Capital commences performance at the Participant's request,
whichever occurs first, to the extent permitted by applicable law.
2.6
Electronic acceptance, including acceptance through a checkbox, digital signature, payment page, email confirmation or similar electronic method, may constitute valid acceptance of the Agreement.
2.7
If an individual enters into an Agreement on behalf of a legal entity, that individual represents that they are authorised to bind that entity.
Article 3 – Use of the Website and Community
3.1
The Participant shall at all times use the Website, Community and Services in accordance with applicable laws and regulations, these Terms and reasonable Community rules communicated by Quantum Age Capital.
3.2
Quantum Age Capital may take reasonable measures to protect the safety, integrity, confidentiality and proper functioning of its Website, Community and Services.
3.3
Quantum Age Capital may restrict, suspend or terminate a Participant's access to the Website, Community or Services in the event of a material breach of these Terms, unlawful conduct, misuse of the Services or conduct that reasonably threatens Quantum Age Capital, its Community or other Participants.
3.4
Without limitation, Quantum Age Capital may take action in response to:
a. abusive or seriously offensive behaviour;
b. harassment;
c. threats;
d. inappropriate or unlawful communications;
e. disclosure of confidential information;
f. infringement of intellectual property rights;
g. fraud or attempted fraud;
h. unauthorised sharing of accounts or Content;
i. conduct that materially disrupts the Community;
j. misuse of information obtained through the Community; or
k. any material violation of these Terms.
3.5
Where circumstances reasonably permit, Quantum Age Capital may first provide a warning and an opportunity to remedy the breach. Quantum Age Capital is not required to provide such prior warning in cases of serious misconduct, fraud, threats, confidentiality breaches, intellectual property infringements, unlawful activity or other circumstances requiring immediate action.
3.6
Where access is lawfully terminated because of a material breach attributable to the Participant, this shall not automatically entitle the Participant to a refund of amounts relating to Services already supplied or costs already incurred, subject always to any mandatory rights applicable to Consumers.
3.7
Login details and access credentials are personal and may not be shared with third parties unless expressly authorised by Quantum Age Capital.
Article 4 – Nature of the Services
4.1
Quantum Age Capital operates a private Community for entrepreneurs, investors and other persons interested in financial markets, entrepreneurship, investing, cryptocurrency, wealth creation and related subjects.
4.2
The Services may include:
access to a private Community;
Discord channels;
webinars;
live sessions;
group discussions;
Community events;
knowledge sharing between Participants;
market insights;
analyses;
educational Content;
networking opportunities;
sharing of personal experiences;
discussion of personal investment activities;
examples of personal portfolios;
discussion of investment strategies;
educational programmes; and
additional one-to-one Coaching and guidance.
4.3
Quantum Age Capital, its representatives, coaches or Community members may from time to time share personal insights, experiences, market views, investment activities, investment strategies or examples of portfolios.
Such information is provided exclusively for general informational, educational, inspirational and knowledge-sharing purposes.
4.4
The fact that Quantum Age Capital or any person associated with it purchases, sells, holds or discusses a particular investment, asset or position does not mean that the investment is suitable for any Participant.
It shall not constitute an instruction or recommendation for a Participant to replicate such transaction or position.
4.5
Any Coaching, mentoring, guidance, educational session or one-to-one interaction is intended as general education, knowledge sharing and support.
Unless expressly agreed otherwise and lawfully permitted, such Services are not intended to constitute personalised financial advice, regulated investment advice, discretionary asset management, portfolio management, pension advice, tax advice, legal advice or any other regulated financial service.
4.6
Quantum Age Capital does not take investment decisions on behalf of Participants and does not manage, hold or control Participants' money, cryptocurrency, securities or other assets as part of the Services described in these Terms.
4.7
Quantum Age Capital does not guarantee any investment result, return, profit, income, turnover, wealth creation or other financial outcome.
4.8
Information and Content may become outdated as markets, legislation, technology and economic circumstances change. Participants remain responsible for verifying information before relying upon it.
Article 5 – Independent Decision-Making and Participant Responsibility
5.1
Every Participant remains solely responsible for their own financial, investment and business decisions.
5.2
Participants should conduct their own research and assessment before making an investment or financial decision.
5.3
Where appropriate, Participants should obtain independent professional advice from an appropriately qualified and, where required, licensed adviser.
5.4
The fact that Quantum Age Capital, its founders, representatives, coaches, contractors or other Participants discuss or make a particular investment does not mean that such investment is appropriate for the Participant.
5.5
Every investment made by a Participant is made for that Participant's own account and risk.
5.6
The Participant remains responsible for assessing their own:
financial circumstances;
objectives;
knowledge;
experience;
risk tolerance;
investment horizon;
tax position; and
ability to bear losses.
5.7
Nothing contained within the Community or Services should replace independent due diligence.
Article 6 – Investment and Market Risks
6.1
Investing and trading involve significant financial risks.
6.2
A Participant may lose part or all of the capital invested.
6.3
Past performance is not a reliable indicator or guarantee of future performance.
6.4
Quantum Age Capital provides no guarantee concerning:
investment returns;
profitability;
price developments;
future market movements;
wealth growth;
preservation of capital; or
financial results.
6.5
Investments in cryptocurrency, shares, securities, real estate, commodities and other assets may involve significant risks.
6.7
Financial markets may move rapidly and unpredictably. Information discussed within the Community may become outdated within a short period of time.
6.8
Participants shall not assume that an investment discussed within the Community will remain appropriate, profitable or available.
Article 7 – No Financial or Investment Advice
7.1
The Services are primarily educational, informational and community-based in nature.
7.2
Unless expressly stated otherwise in relation to a separate service that Quantum Age Capital is legally authorised to provide, Quantum Age Capital does not provide individualised investment advice or discretionary portfolio management.
7.3
Nothing shared through the Website, Community, Coaching, webinars, messages, Content or other Services should by itself be interpreted as a personal recommendation to buy, sell or hold any specific financial instrument, cryptocurrency, security or other asset.
7.4
Opinions, experiences, market observations, examples and educational materials are provided in the context in which they are presented and should not be treated as personalised financial advice.
7.5
References to particular assets, investments, strategies or historical transactions are not guarantees or representations regarding future performance.
7.6
Participants remain responsible for obtaining professional advice where their circumstances require it.
Article 8 – Best-Efforts Obligation and No Results Guarantee
8.1
Unless expressly agreed otherwise in writing, Quantum Age Capital's obligations constitute obligations to use reasonable efforts rather than obligations to achieve a particular result.
8.2
Quantum Age Capital does not guarantee any particular:
investment return;
financial result;
profit;
revenue;
turnover;
business growth;
wealth growth;
investment performance; or
other commercial outcome.
8.3
Each Participant remains responsible for their own implementation, decisions and results.
8.4
Results may depend on factors including:
personal effort;
experience;
knowledge;
implementation;
available capital;
market circumstances;
timing;
risk appetite;
third-party services;
economic developments;
regulatory developments; and
external factors outside Quantum Age Capital's control.
8.5
Examples, testimonials, case studies, historical results or results achieved by Quantum Age Capital or other Participants do not constitute a representation that another Participant will achieve the same or comparable results.
Article 9 – Regulatory Status and Scope of Services
9.1
The Services offered under these Terms are intended to consist of education, information, Community access, knowledge sharing, Coaching, mentoring and related non-regulated services.
9.2
Quantum Age Capital does not intend through these Services to provide regulated investment services for which it does not hold the required authorisation.
9.3
In particular, unless separately and lawfully offered under an appropriate regulatory framework, the Services do not include:
discretionary asset management;
portfolio management;
execution of transactions on behalf of Participants;
custody of Participant assets;
receipt or transmission of orders;
individualised regulated investment advice; or
other regulated financial services requiring authorisation.
9.4
Nothing in these Terms should be interpreted as an attempt to exclude or circumvent financial regulatory requirements that are mandatorily applicable to a particular activity.
9.5
If a Service would require regulatory authorisation in a particular jurisdiction, Quantum Age Capital may restrict or refrain from providing that Service in that jurisdiction.
Article 10 – Digital Content, Digital Services and Right of Withdrawal
10.1
The Services may consist wholly or partly of digital content and/or digital services, including Community access, online courses, recordings, webinars, documents and other electronically supplied Content.
10.2 Business Participants
Unless otherwise expressly agreed in writing, purchases by Business Participants are final once the Agreement has been concluded and no statutory consumer withdrawal right applies.
10.3 Consumers
Where a Participant qualifies as a Consumer and mandatory applicable consumer law grants a statutory right of withdrawal, that right shall apply in accordance with such law.
10.4
Where a Consumer purchases digital content that is not supplied on a tangible medium and requests immediate access before expiry of the applicable withdrawal period, Quantum Age Capital may require the Consumer to:
a. expressly consent to performance commencing before expiry of the withdrawal period; and
b. expressly acknowledge that, where the requirements of applicable law are satisfied, the Consumer thereby loses the statutory right of withdrawal.
10.5
Quantum Age Capital may request the confirmations referred to in Article 10.4 through the checkout process, order form or another durable medium.
10.6
Where the statutory requirements for loss of the withdrawal right have not been satisfied, these Terms shall not be interpreted as depriving a Consumer of a withdrawal right that cannot lawfully be excluded.
10.7
For service agreements where performance commences during an applicable withdrawal period at the Consumer's express request, the consequences of a subsequent withdrawal shall be determined in accordance with mandatory applicable consumer law.
10.8
Once a valid withdrawal period has expired or a right of withdrawal has lawfully been lost, digital products and digital access are non-returnable except where a mandatory legal remedy applies.
10.9
Nothing in this Article limits statutory rights relating to non-conforming digital content or digital services that cannot lawfully be excluded.
Article 11 – Fees and Payments
11.1
The Participant shall pay all fees in accordance with the Agreement, checkout page, invoice or payment schedule.
11.2
Unless expressly stated otherwise, payment obligations are not conditional upon the Participant's actual use of the Services or upon achieving a particular result.
11.3
Where an Agreement provides for instalments, the instalment arrangement concerns the method and timing of payment and does not by itself convert the Agreement into separate monthly agreements.
11.4
If a payment becomes overdue, Quantum Age Capital may send the Participant a payment reminder and take reasonable measures to collect the outstanding amount.
11.5
Subject to mandatory applicable law, Quantum Age Capital may suspend access to the Community, Discord, Coaching sessions, Content or other Services for as long as an amount that has become due remains unpaid.
11.6
Suspension does not by itself release the Participant from payment obligations that have already accrued or remain payable under the Agreement.
11.7
Where an overdue payment remains outstanding after any legally required notice or cure period has expired, Quantum Age Capital may terminate the Agreement where permitted by applicable law.
11.8
Quantum Age Capital may use third-party payment processors and collection service providers.
11.9
The Participant is responsible for ensuring that payment and billing details supplied to Quantum Age Capital are accurate and up to date.
11.10
Refunds shall only be provided where:
a. expressly agreed by Quantum Age Capital;
b. expressly provided for in the applicable Agreement; or
c. required by mandatory applicable law.
11.11
Nothing in this Article excludes mandatory consumer protections concerning late payment, debt collection, statutory notice periods or other rights that cannot legally be waived.
Article 12 – Subscriptions and Memberships
12.1
Unless otherwise agreed in writing, subscriptions and memberships are entered into for the contract period specified at the time of purchase.
12.2
The applicable duration, price, billing frequency and renewal terms shall be communicated before or at the time the Agreement is concluded.
12.3 Business Participants
Where a Business Participant enters into an annual subscription that expressly provides for automatic renewal, the subscription may renew for successive periods of twelve (12) months unless terminated in writing at least one (1) month before the applicable renewal date, unless otherwise agreed.
12.4 Consumers
For Consumers, renewal and termination provisions shall apply only to the extent permitted under mandatory consumer law applicable to that Consumer.
Where mandatory law grants a Consumer more extensive termination rights following automatic renewal, those rights shall prevail.
12.5
Subject to mandatory law, early termination by a Participant does not automatically create an entitlement to repayment of fees relating to a contractual period already agreed.
12.6
Failure to use the Community, Coaching or other Services during the contractual period does not by itself suspend or terminate the Participant's payment obligations.
12.7
The Participant remains responsible for terminating a subscription in accordance with the applicable termination procedure and deadline, subject to any mandatory statutory rights.
Article 13 – Community Conduct and Confidentiality
13.1
The private nature of the Community is an essential element of the Services.
13.2
Participants may receive information concerning Quantum Age Capital, other Participants, businesses, investment activities, strategies or other matters that is confidential or not publicly available.
13.3
Participants shall not disclose confidential information obtained through the Community to third parties without the prior permission of the person or entity to whom the information relates, unless disclosure is required by law.
13.4
Participants shall respect the privacy, confidentiality and intellectual property rights of other Participants.
13.5
Participants may not record private calls, Coaching sessions, webinars or other sessions without prior permission where such recording would infringe applicable law or the rights of Quantum Age Capital or another Participant.
13.6
Quantum Age Capital may remove Content or restrict access where reasonably necessary to protect Community members, confidentiality, intellectual property or legal compliance.
Article 14 – Intellectual Property Rights
14.1
All intellectual property rights in Content created or supplied by Quantum Age Capital remain vested in Quantum Age Capital or its applicable licensors.
14.2
This includes, without limitation:
videos;
webinars;
documents;
analyses;
strategies;
Discord Content;
presentations;
manuals;
educational materials;
templates;
methodologies;
graphics;
branding;
course materials; and
Community Content created by Quantum Age Capital.
14.3
Payment for or access to a Service does not transfer ownership of intellectual property rights to the Participant.
14.4
Subject to compliance with the Agreement, the Participant receives a limited, personal, non-exclusive, non-transferable and revocable right to use the Content for the Participant's own purposes within the scope for which it was supplied.
14.5
Unless Quantum Age Capital has given prior written permission, Participants may not:
a. copy Content other than for permitted personal use;
b. reproduce Content;
c. distribute Content;
d. publish Content;
e. resell Content;
f. sublicense Content;
g. make Content available to third parties;
h. upload Content to another platform;
i. commercially exploit Content;
j. systematically extract Content; or
k. otherwise use Content outside the agreed scope.
14.6
Account sharing or providing unauthorised third-party access to paid Content is prohibited.
14.7
Nothing in this Article affects rights that cannot lawfully be restricted under applicable law.
Article 15 – Third-Party Services, Platforms and Information
15.1
The Services may use or refer to third-party platforms, websites, software, brokers, exchanges, custodians, payment providers, communication platforms and other third-party services.
15.2
Quantum Age Capital does not control such third parties and does not guarantee their continuous availability, security, performance or financial solvency.
15.3
The Participant is responsible for reviewing the terms, risks and privacy practices of any third-party service used by the Participant.
15.4
Quantum Age Capital shall not be responsible for losses solely attributable to the independent acts, omissions, insolvency, technical failures or security incidents of third parties, except to the extent that liability cannot lawfully be excluded or the relevant loss was caused by a breach attributable to Quantum Age Capital.
Article 16 – Liability
16.1
Participants use the Services and make financial, business and investment decisions at their own risk.
16.2
Subject to mandatory applicable law, Quantum Age Capital shall not be liable merely because a Participant suffers:
investment losses;
cryptocurrency losses;
loss of capital;
loss of profits;
missed investment opportunities;
market losses;
loss caused by price fluctuations;
losses arising from third-party platforms;
losses caused by brokers;
losses caused by exchanges;
losses caused by custodians; or
losses resulting from a Participant's independent investment decision.
16.3
Quantum Age Capital does not accept responsibility for technical interruptions, system failures or data loss caused by circumstances outside its reasonable control, provided that Quantum Age Capital has taken the measures reasonably required of it under applicable law.
16.4
Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by mandatory applicable law.
16.5
In particular, no provision of these Terms shall exclude liability for fraud, fraudulent misrepresentation, wilful misconduct or any other liability that cannot legally be excluded.
Article 17 – Limitation of Liability
17.1
To the fullest extent permitted by applicable law, Quantum Age Capital's liability for direct loss attributable to a breach of the Agreement shall be limited in accordance with this Article.
17.2
Where an applicable liability insurance policy provides coverage for the relevant event, liability shall, to the extent permitted by law, be limited to the amount actually paid by the insurer in respect of that event, together with any applicable deductible borne by Quantum Age Capital.
17.3
If, for whatever reason, no insurance payment is made, liability shall, to the fullest extent permitted by applicable law, be limited to a maximum of EUR 3,500 per event, with related events arising from substantially the same cause being treated as one event.
17.4
The limitations in Articles 17.2 and 17.3 do not apply where and to the extent that such limitation is prohibited by mandatory applicable law.
17.5
To the fullest extent permitted by applicable law, Quantum Age Capital shall not be liable for indirect or consequential losses, including:
loss of profit;
loss of anticipated savings;
loss of business opportunities;
missed investment opportunities;
reputational damage;
business interruption;
loss of goodwill; or
other consequential economic loss.
17.6
The limitations of liability in these Terms apply equally, to the extent permitted by law, for the benefit of Quantum Age Capital's directors, officers, employees, contractors and affiliated entities where claims relate to the performance of the Agreement.
17.7
For Business Participants, any claim for damages must be notified to Quantum Age Capital in writing within six (6) months after the Business Participant discovered, or reasonably should have discovered, the facts giving rise to the claim, failing which the claim may be time-barred to the extent permitted by applicable law.
17.8
For Consumers, statutory limitation periods and mandatory consumer rights shall remain unaffected where they cannot legally be restricted.
Article 18 – Indemnification
18.1
To the extent permitted by applicable law, a Business Participant shall indemnify Quantum Age Capital against reasonable third-party claims, losses, damages and costs directly resulting from:
a. the Business Participant's unlawful conduct;
b. infringement by the Business Participant of third-party intellectual property rights;
c. unauthorised distribution of Quantum Age Capital Content;
d. material breach of confidentiality obligations;
e. fraudulent conduct; or
f. investment or commercial representations independently made by the Business Participant to third parties.
18.2
A Participant is not required to indemnify Quantum Age Capital for losses caused by Quantum Age Capital's own unlawful conduct or breach to the extent such exclusion would be contrary to applicable law.
18.3
Nothing in this Article shall impose an indemnification obligation on a Consumer where such obligation would be unfair, disproportionate or otherwise unenforceable under applicable mandatory consumer law.
Article 19 – Complaints
19.1
Participants are requested to notify Quantum Age Capital of complaints as soon as reasonably possible after discovering the matter giving rise to the complaint.
19.2 Business Participants
Business Participants must, where reasonably possible, submit complaints in writing within fourteen (14) days after discovering, or reasonably being expected to discover, the relevant issue.
19.3
Failure by a Business Participant to complain within that period shall not automatically extinguish a claim where such consequence would be disproportionate or prohibited by applicable law, but delay may be taken into account where it has materially prejudiced Quantum Age Capital's ability to investigate the complaint.
19.4 Consumers
Nothing in this Article restricts statutory complaint, conformity, limitation or other rights available to Consumers under mandatory applicable law.
19.5
Complaints may be submitted to:
19.6
The Participant should provide sufficient information to allow Quantum Age Capital to investigate the complaint, including relevant dates, transactions, communications and supporting documentation.
Article 20 – Force Majeure
20.1
Quantum Age Capital shall not be liable for a failure or delay in performing an obligation where performance is prevented or materially affected by circumstances beyond its reasonable control, to the extent recognised under applicable law.
20.2
Such circumstances may include, depending on the circumstances:
failures of third-party infrastructure;
internet outages;
power failures;
cyberattacks;
hacks;
widespread technical incidents;
illness or incapacity of essential personnel;
natural disasters;
war;
civil unrest;
governmental measures;
sanctions;
regulatory interventions;
failure of trading platforms;
failure of payment providers;
failure of hosting providers;
epidemics or pandemics; and
other events beyond the reasonable control of Quantum Age Capital.
20.3
Where a force majeure event occurs, Quantum Age Capital may suspend the affected obligations for the duration of the event.
20.4
Quantum Age Capital shall, where reasonably possible, take reasonable steps to mitigate the consequences of the force majeure event.
20.5
Mandatory Consumer rights relating to prolonged non-performance remain unaffected.
Article 21 – Changes to Services
21.1
Quantum Age Capital may make reasonable changes to the format, Content, timetable, platform, coaches, Community structure or technical delivery of the Services where this does not materially deprive the Participant of the core Service purchased.
21.2
Changes may be necessary due to technological, operational, security, regulatory or commercial developments.
21.3
Where a material change adversely affects a Consumer's rights, Quantum Age Capital shall provide any notice, remedy or termination right required by mandatory applicable law.
Article 22 – Suspension and Termination
22.1
Quantum Age Capital may suspend or terminate an Agreement where the Participant materially breaches the Agreement and, where appropriate, fails to remedy that breach within a reasonable period after receiving notice.
22.2
Immediate suspension or termination may occur where reasonably necessary in cases involving:
fraud;
threats;
serious harassment;
unlawful activity;
serious confidentiality breaches;
serious intellectual property infringements;
unauthorised redistribution of Content;
cybersecurity threats; or
conduct creating a material legal or regulatory risk.
22.3
Termination does not affect rights, obligations or payment claims that accrued before termination.
22.4
Provisions which by their nature are intended to survive termination shall remain in effect, including provisions concerning intellectual property, confidentiality, accrued payments, liability, dispute resolution and governing law.
Article 23 – Communications and Electronic Notices
23.1
Quantum Age Capital may communicate with Participants electronically, including by email, through the Community, through an account portal or through another electronic communication channel used in connection with the Services.
23.2
Participants are responsible for maintaining accurate contact information.
23.3
Formal complaints and legal notices to Quantum Age Capital should be sent to:
unless another address is expressly specified for the relevant matter.
Article 24 – Privacy and Personal Data
24.1
Quantum Age Capital processes personal data in accordance with its applicable Privacy Policy and applicable data protection laws.
24.2
The Privacy Policy forms part of the information made available to Participants in connection with the Services.
24.3
The Participant acknowledges that provision of the Services may require the processing of certain personal data, including account, contact, payment and usage information.
24.4
Further information regarding data processing, international transfers, retention periods and privacy rights is contained in Quantum Age Capital's Privacy Policy.
Article 25 – No Waiver
25.1
Failure or delay by Quantum Age Capital in exercising any contractual right shall not automatically constitute a waiver of that right.
25.2
A waiver shall only apply to the specific matter in respect of which it is given.
Article 26 – Severability
26.1
If any provision of these Terms is found to be invalid, unlawful, void or unenforceable, the remaining provisions shall continue in full force and effect to the extent permitted by law.
26.2
Where legally possible, the invalid or unenforceable provision shall be interpreted or replaced in a manner that most closely reflects the lawful commercial purpose of the original provision.
26.3
Where the Participant is a Consumer, this Article shall not be applied in a manner that deprives the Consumer of mandatory statutory protection.
Article 27 – Entire Agreement and Order of Precedence
27.1
The Agreement consists of these Terms together with any applicable written offer, order form, programme agreement, checkout terms or other written agreement expressly incorporated into the Agreement.
27.2
Where there is an inconsistency between these Terms and a specific written agreement expressly agreed between Quantum Age Capital and the Participant, the specific written agreement shall prevail in respect of the inconsistent provision.
27.3
Marketing materials, social media posts and general promotional statements do not modify the Agreement unless expressly incorporated into it.
Article 28 – Assignment
28.1
A Participant may not transfer contractual rights or obligations to another person without the prior written consent of Quantum Age Capital, except where mandatory law provides otherwise.
28.2
Quantum Age Capital may transfer the Agreement as part of a corporate restructuring, merger, acquisition, transfer of business or transfer to an affiliated entity, subject to applicable law and provided that such transfer does not unlawfully reduce the rights of a Consumer.
Article 29 – Governing Law
29.1 Business Participants
Agreements with Business Participants and all non-contractual obligations arising out of or in connection with them shall, to the extent legally permitted, be governed by the laws applicable in the United Arab Emirates and the Emirate of Dubai, without prejudice to mandatory rules that apply irrespective of the parties' choice of law.
29.2 Consumers
Where the Participant is a Consumer, the Agreement is also intended to be governed by the laws applicable in the United Arab Emirates and the Emirate of Dubai to the extent that such choice is legally effective.
29.3
However, where mandatory conflict-of-law rules provide that a Consumer may not be deprived by such choice of the protection afforded by mandatory provisions of the law that would otherwise apply to that Consumer, those mandatory protections remain unaffected.
29.4
Accordingly, nothing in these Terms is intended to deprive a Consumer habitually resident in the Netherlands or another jurisdiction of mandatory consumer protection that cannot validly be excluded by contractual choice of law.
Article 30 – Jurisdiction and Dispute Resolution
30.1 Business Participants
To the extent legally permitted, disputes between Quantum Age Capital and a Business Participant arising out of or relating to the Agreement shall be submitted exclusively to the competent courts of Dubai, United Arab Emirates, unless Quantum Age Capital and the Business Participant expressly agree otherwise in writing.
30.2 Consumers
For Consumers, the jurisdiction provisions of Article 30.1 apply only to the extent permitted by mandatory applicable law.
30.3
Nothing in these Terms is intended to prevent a Consumer from bringing proceedings before a court that has jurisdiction under mandatory consumer jurisdiction rules applicable to that Consumer.
30.4
Where mandatory law provides that proceedings against a Consumer may only be brought before the courts of the Consumer's domicile, Quantum Age Capital shall comply with such mandatory jurisdiction rules.
30.5
Before commencing formal proceedings, the parties are encouraged, but are not required where mandatory law provides otherwise, to attempt in good faith to resolve the dispute through direct written communication.
Article 31 – Mandatory Consumer Rights
31.1
If and to the extent that the Participant qualifies as a Consumer, nothing in these Terms is intended to exclude, waive or restrict rights that cannot lawfully be excluded, waived or restricted.
31.2
Where a provision of these Terms conflicts with mandatory consumer legislation applicable to a Consumer, the mandatory statutory provision shall prevail only to the extent of that conflict.
31.3
The remaining provisions of these Terms shall continue to apply to the fullest extent permitted by law.
Article 32 – Final Provisions
32.1
Headings are included for convenience only and shall not affect the interpretation of these Terms.
32.2
Words in the singular include the plural and vice versa where the context requires.
32.3
References to “including” or “includes” shall be interpreted as meaning “including without limitation”, unless the context clearly indicates otherwise.
32.4
Where these Terms are translated into another language, the English-language version shall prevail to the extent permitted by applicable law, unless expressly agreed otherwise.
32.5
Quantum Age Capital may amend these Terms from time to time where reasonably necessary due to changes in its Services, business operations, technology or applicable law.
32.6
Material amendments affecting an existing Consumer Agreement shall only take effect in accordance with applicable law and any applicable notice requirements.
32.7
The most recent version of these Terms will be made available through the Website or another appropriate channel.
Article 33 – Contact Details
Questions, complaints and other communications regarding these Terms may be directed to:
Quantum Age Capital LLC-FZ
Meydan Grandstand, 6th Floor
Meydan Road, Nad Al Sheba
Dubai, United Arab Emirates
License No.: 2645126.01
Email: info@quantumagecapitalfz.com